Can I afford to
The real question is, how long can you afford not to repair your credit? Take a look at how much it costs to have bad credit, and how much money you save by having Strong Credit:
The average American Home in 2010 cost between $132,000 (Midwest) to $236,000 (Northeast).
To demonstrate how much money you can save by improving your credit, take a look at the interest rate you could get on a $175,000 home loan with a 30-Year Fixed mortgage:
Your Credit Score | Interest Rate | Monthly Payment | Total Interest Paid | We can save you: |
---|---|---|---|---|
Above 760 | 4.518% | $889 | $144,886 | STRONG CREDIT |
700 – 759 | 4.740% | $912 | $153,258 | $8,372 |
680 – 699 | 4.917% | $931 | $160,009 | $15,123 |
660 – 679 | 5.131% | $953 | $168,259 | $23,373 |
640 – 659 | 5.561% | $1,000 | $185,122 | $40,236 |
620 – 639 | 6.107% | $1,061 | $207,062 | $62,176 |
*Information based on Average National Interest Rates from www.myFICO.com
The average cost of a new car in 2010 was $28,400. Even if you have mediocre credit, you will be spending almost 33% or more for the same car as someone with Strong Credit. This means, you can save almost $10,000 by simply improving your credit score!
An average new car purchased with a 48-month auto loan would cost you ……
Your Credit Score | Interest Rate | Monthly Payment | Total Interest Paid | We can save you: |
---|---|---|---|---|
Above 720 | 4.815% | $652 | $2,879 | STRONG CREDIT |
690 – 719 | 6.335% | $671 | $3,825 | $946 |
660 – 689 | 8.215% | $696 | $5,017 | $2,138 |
620 – 659 | 11.789% | $745 | $7,357 | $4,478 |
590 – 619 | 17.651% | $829 | $11,396 | $8,517 |
500-589 | 18.614% | $843 | $12,083 | $9,204 |
*Information based on Average National Interest Rates from www.myFICO.com
Our simple lifetime program will give you access to all three credit bureaus, which in turn will allow you to obtain your credit reports for FREE – for the rest of your life! This program can be used at any time for the rest of your life, with no cost ever again. Once you know the few simple steps to achieve strong credit, you will be set free from credit burdens, identify theft, and poor interest rates forever!
Imagine living with the ability to be approved for loans and credit applications with no hassle, and with the absolute lowest interest rate possible. What would you do with the extra money you’re saving on interest, that’s now in your pocket?!
Call one of our Credit Agents today and get yourself Strong Credit and a worry free life!